"Cold Cash" is a half hour in search of a plot. It's winter, it's freezing, and there's no heat, and Fish hasn't been given the budget to pay off their mounting debts. The kids spend their time jumping around, while Charlie decides to lure Diane away from the TV long enough to visit the museum. She is so taken with his generosity that her naïve response is to have his baby! Loomis wants to go camping with his best friend in August, yet pesters Fish about it during winter (Fish: "don't make any more friends, you won't be disappointed!"). This time, the kid protests by locking himself in the basement with the rats (Fish: "maybe he won't bother them!"). It ends as it began, as cold as ice.