Meemaw wouldn't ONLY have flood coverage on her homeowner's insurance. In fact, no private insurance company in America has offered flood coverage since 1968. That is only offered by the National Flood Insurance Program, or NFIP, which is a division of FEMA. Furthermore, any homeowner's policy in Texas in the mid-1990s would automatically cover hurricanes and tornadoes.
George Sr. asks Georgie if he wants to sleep on the bed he was conceived on, however, Mary and George Sr. married when Mary was already pregnant with Georgie.