7/10
A very good but seldom seen Capra film
24 June 2009
Warning: Spoilers
Walter Huston plays a heck of a nice banker in this film. He prides himself for being a great judge of character and makes loans to people, not statistics. While some on the bank's board of directors bristle at all the loans he makes to simple folks, Huston is quick to point out that none of them has ever defaulted. So it's a never-ending battle between board members who want the bank to very, very seldom make loans and the bank president who feels that the loans stimulate the economy and are good for the country.

Later in the film, when one of the bank employees works with crooks to rob the bank, the timing couldn't be any worse. At the same time, it appeared as if Huston's wife was cheating on him with this same bank employee. As a result, customers loose faith in the bank and start withdrawing their money AND Huston is so stunned that he doesn't react. Eventually, however, the faithfulness of his wife is certain and Huston regains his old form--thus averting a banking catastrophe.

In addition to Huston, there is a supporting role for a young Pat O'Brien. All in all, an interesting film that as another reviewer said, is quite timely today. Well written, directed and produced.
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