This movie is amazing. Very underrated and great actors. I had no idea Phil Collins could be such a diverse actor. I had to be told it was bc I couldn't believe it. This is a movie to not look away from. Definitely a diamond in the rough. And I love how these other comments say such great things and then talk about how they think the story is dumb. This is a story of scammers... imagine ever applying for insurance. This may be eccentric but all too real in a messed up way of our bs normal ppl deal with. Like if you got in an accident.. This is what your mind is going through while you IRL deal with it.. AMAZING MOVIE 10 outta 10.